Move in ready, includes furniture which has no value to lender. A list of furniture that is not included is second furniture in second bedroom, slot machine in master, bed cover & Bed lamps in master, all art work.Sellers have put new entrance tile, refaced fire place and counters in bathrooms. A list of appliance replacements is attached.As long as owner is living in unit they have the use of boat slips. HOA replaced docks in 2007. HOA's include flood insure and so much more. Pool is heated all year round. All closets shelving have been replaced with solid shelves. This is truley move in ready and a must see.